Committees

UBF's 26 technical committees and 3 advisory committees are tasked with specialized duties and responsibilities to facilitate smoother internal and external operations. All committees make an active effort to work in harmony with one another, and are led by an experienced chairman tasked with ensuring that their respective sector remains in line with the organizations overall mission and vision. The committees are expected to research, consider, recommend and give feedback regarding key banking issues.

Legal Committee

Ghalia Bushnaq
General Counsel, Legal
RAKBANK

Wholesale/Corporate Banking Committee

Joel Van Dusen
Group Head of Corporate and Investment Banking
Mashreq

SME Committee

Gopel Iyer
EVP - Head of Commercial Banking
Abu Dhabi Commercial Bank

Islamic banking Committee

Mohamed Bouya O. M. Fall
SVP - Head of Product Development and Sharia Research
Abu Dhabi Islamic Bank

Financial Market committee

Hammad Naqvi
Head of Treasury & Capital Markets
Mashreq

Retail Banking Committee

Kaizar Patla
Head – Islamic Banking & Cards
Abu Dhabi Commercial Bank

HR Committee

Fatema AlAfeefi
Country Head of HR - UAE Human Resources
HSBC

Compliance committee

Scott Ramsay
Senior Executive Vice President, Group Head of Compliance & Bank MLRO
Mashreq

Marketing Committee

Benazir Poonawala
Marketing Manager
Mashreq

Consumer Protection Committee

Faiza Al-Awazi
Director - Consumer Happiness Consumer Protection
CBUAE

Corporate Governance Committee

Ahmad AbuEideh
CEO
Invest Bank

Compliance Advisory Committee (ADVCOMP)

Eduardo Rangel
Global Head of Compliance
Abu Dhabi Islamic Bank

Information Technology Committee

Saud Al Dhawyani
Chief Information Officer
Emirates NBD

Fraud committee

Charanjeet Singh
Head of Fraud Risk Management
First Abu Dhabi Bank

UBF Operations Committee

Ashok Luharuwalla
Head of Group Operations and General Manager, ITMAM
Abu Dhabi Commercial Bank

Digital Banking Committee

Sanjay Malhotra
Chief Consumer Banking Officer
Dubai Islamic Bank

Audit Committee

Haresh Daryanani
Chief Internal Auditor
Commercial Bank of Dubai

Information Security Committee

Mohammed Darwish Azad
Head of Group Information Security - Group IT
Emirates NBD

Risk Management Committee

Paul Keating
Group Chief Risk Officer
Abu Dhabi Commercial Bank

Wealth Management Committee

Samira Zakhour
MD & Head of Private Banking & Key Client Group
First Abu Dhabi Bank

Retail Credit Committee

Salman Irshad
Head of Retail Risk
Commercial Bank of Dubai

Finance committee

Asim Rasheed
Group Financial Controller
Emirates NBD

Fintech/e-Committee

Raheel Ahmed
CEO
RAKBANK

RMC Advisory Committee (ADVRMC)

Bhaskar Sen
Chief Risk Officer
United Arab Bank

Information Security Advisory Committee (ADVISC)

Hussein Hassan Shafik
Chief Information Security Officer
Abu Dhabi Islamic Bank

Human Resources Committee

Abdulaziz Al Moosa
Head Recruitment and Manpower Planning
Abu Dhabi Commercial Bank

UBF Acquirer and Cards Payments

Vibhor Mundhaba
Business Manager Acquiring
Mashreq

Corporate Credit Committee

Bassem M Itani
Head - Wholesale and Private Accounts Credit
Abu Dhabi Commercial Bank

Fraud Prevention Committee

Mohammed Albalushi
Head of Fraud Risk Management
Abu Dhabi Islamic Bank

UBF Digital Banking

Sanjay Malhotra
Chief Consumer Banking Officer
Dubai Islamic Bank

UBF Information Security

Mr. Pillairkulam Parthasarathy
EVP - Chief Security Officer
First Abu Dhabi Bank

UBF Information Technology

Mr. Saud Al Dhawyani
Chief Technology Officer
Emirates NBD

UBF Fintech/e-Committee

Mr. Raheel Ahmed
CEO
RAKBANK

FinTech Committee

Sanjay Sethi
SMD & Head of Global Transaction Banking
First Abu Dhabi Bank

Internal Shariah Audit Committee

Moosa Tariq Khoory
SVP - Group Head of Internal Sharia Audit
Dubai Islamic Bank

Transaction Banking Committee

Gautam Dutta
MD & Head - Cash Product Management & Innovation
First Abu Dhabi Bank