UBF’s 18 committees are tasked with specialized duties and responsibilities to facilitate smoother internal and external operations. All committees make an active effort to work in harmony with one another, and are led by an experienced chairman tasked with ensuring that their respective sector remains in line with the organization’s overall mission and vision. The committees are expected to research, consider, recommend and give feedback regarding key banking issues.

Committees Chaired By
Retail BankingKaizar Patla, EVP, Head of Consumer Assets, ADCB
LegalIssam Dahman, Head of Legal Dept., CBI
SMEMahdi Mamdoh Kilani, EVP - Head of Busniess Banking Division, ADIB
Wholesale & CorporateFeras Darwish, Head of Corporate Banking, Arab Bank
Financial MarketsStephen Jordan, Group Treasurer, NBAD
Islamic BankingMohamed Bouya O.M. Fall, Head of Sharia's Research & Innovation Dept., ADIB
ComplianceWaheed Rathore, Executive Vice President Group Chief Compliance Officer & MLRO Risk Management Group, ADCB
Risk ManagementBrian Belcher, Head of Risk Management, ADIB
MarketingMartin Scott, Chief Marketing Officer, ADCB
HR - PracticeHusam Al Sayed, General Manager - Group Human Resources, EmiratesNBD
AuditMalcom Walker, Senior Managing Director, Group Chief Audit Officer, NBAD
ITMike Austin, Group CIO, NBAD
Fraud PreventionRiaan Van Schalkwyk, Head of Regional Fraud Risk Middle East Security and Fraud Risk, HSBC
OperationsAhmed Al Refaei, Chief Operating Officer, Al Masraf
Digital BankingFuad Mohamed, Vice President IT Application Management and Development, EmiratesNBD
Information SecurityPatrice FAVRE, Regional Head of Information Security Risk, HSBC
Wealth Management GroupKhaled Sifri, Chief Executive Officer, Emirates Investment Bank
Retail CreditJaswinder Singh Taunque, Head of Credit & Collections, FGB
Finance CommitteeSamer Hamed, Chief Financial Officer, Investbank

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